Not in last month's accounting. Not in an Excel no one dares to update. But now. Cassy, our AI assistant, sees what's coming and gives you a timely heads-up.
Cashplannr started in 2020. By Thomas, an entrepreneur himself. Not from a finance degree or consulting background, but from a very concrete frustration: his accountant could perfectly explain what had already happened, no one could help him look forward.
The existing tools didn't work. Forecasting packages were static from day one. Accounting software looked backwards. Spreadsheets worked until they didn't. So Thomas built what he himself needed: a live cash position, simulations in seconds, and a system that pings on its own when something needs attention.
Since the first customers in 2021, the story has stayed the same: by and for entrepreneurs. No consultants telling you what to do. Instead a platform that brings accounting, bank transactions and CRM into one live cash position, with Cashplannr spotting patterns and warning you in time.
The result: our customers see on average 112 days ahead that a liquidity dip is coming. Enough time to steer rather than to repair.
Two founders, one clear split. One builds the product, the other builds the network. That way what users tell us comes in from both sides, and nobody here gets to claim they didn't hear it.
The product guy. Decides how Cashplannr works, from the forecast logic to the button you press. Sits with users every week, and what comes up there usually lands in the product within the month. Sometimes before Mathias has had the chance to pass it on.
The networking guy. Knows the entrepreneurs, the advisers and the firms, and brings them together. Makes sure Cashplannr reaches the people who need it, and that their feedback finds its way back to Thomas. About as easy to find at a networking event as on a mountain top.
A developer joins us shortly, and we don't plan to stop there. Nothing is open today, but we like meeting people before there is a role to fill. So don't wait for a ‘we're hiring’ to show up.
A dashboard you have to visit is a dashboard no one opens. Cashplannr sends you a message herself when something needs attention. No ping = all good.
No vague benchmarks or 'up to 30% faster'. Cashplannr shows the amount, the timing and the source for every alert. Our customers decide on real data, not on marketing.
Cashplannr does the heavy lifting: categorizing, forecasting, spotting patterns. But every decision stays yours. Answers always come with the underlying chart.
We host in Frankfurt. PSD2-regulated bank connections via Ponto. No US Cloud Act exposure, no shady resale. Your cashflow stays your cashflow.
Not from a finance background, but from the gap Thomas felt as an entrepreneur: his accountant could tell him what already happened, no one could help him plan ahead. He built what he needed himself.
Word of mouth among entrepreneurs who recognized the same problem. No sales machine, just operators who saw one evening the difference between 'I think it's fine' and 'I know where I'll stand in six months'.
A sector where one late contractor invoice or delayed sale can tip an entire quarter. Cassy learns to handle multiple SPVs, construction loans and overlapping project phases.
Cashplannr steps over the border. Dutch accounting integrations added, Dutch tax specifics in the modelling, same core engine.
For the tech and data side. Cassy becomes a full-time AI assistant, with chat on your own data, proactive monitoring and automated categorization. The entrepreneurial DNA stays, the scale shifts.
The Benelux is ahead, the rest of Europe follows. New sectors on top of real estate, staffing, SaaS and engineering. Per-country accounting integrations, same core engine.
Pitchdrive is our lead investor. Around them runs a small circle of angel investors: entrepreneurs themselves, former CFOs and sector specialists who lived the problem before they invested in it.